Unlike other states, South Dakota does not mandate that businesses carry workers’ compensation insurance. This leaves businesses open to civil liability for work-related injuries or illnesses occurring to their employees. For this reason, the state recommends that South Dakota business owners carry workers’ comp to protect themselves from liability while allowing their employees to receive the benefits available under the insurance program.
If you have suffered a work injury or illness, you deserve to get compensated for your losses. Strict deadlines apply for bringing claims. At Zephier & LaFleur, we have experienced attorneys who can analyze your injury case. We can determine if you are entitled to pursue a claim against a third party as well as the workers’ compensation benefits available through your employer.
Connect with Zephier & LaFleur via online message or by phone at (605) 349-1993 to book your free initial consultation with a Rapid City workers’ compensation attorney.
Workers' compensation generally covers the following:
- Injuries occurring while on the job. Examples include injuries from falling off a ladder, tripping over an extension cord, or from debris/objects falling on you in a warehouse.
- Repetitive stress injuries. Examples include carpal tunnel syndrome or chronic back pain from repetitive motions such as typing or lifting.
- Work-related illnesses. Examples include illnesses caused by toxic chemical exposure or mesothelioma caused by asbestos in the work environment.
Medical. These benefits pay for the expenses related to treatment for your injury or illness.
- Temporary disability. These benefits provide up to 70 percent of your monthly pay up to $1,200 a week.
- Permanent disability. These include permanent partial disability benefits and permanent total disability benefits. Varying rates of compensation may apply depending on your case. These can include two-thirds of your weekly wage or maximums and minimums of compensation per week.
- Rehabilitation and retraining. These benefits kick in if you qualify under five criteria, such as if you are unable to return to your usual line of work.
- Death benefits. These apply to spouses, children, parents, and other relatives where an employee has died as a result of a workplace injury. This can include payment to the spouse at the rate of 2/3 of the decedent’s average weekly wage.
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